根据12/11/2015 海峡时报的报到：大东方是唯一一家提供临终关怀赔付的保险公司
在住院保险的RIDER: TOTAL HEALTH PLUS RIDER
原文如下：
Pancreatic cancer struck Madam Qiu Gui Ning's husband when he was 61, three years ago.
Fortunately, he had made it a point to have enough medical insurance and he received a daily
allowance of $250 while he stayed for 12 days in a hospice in May last year, before he died.
"The cancer was most unforeseen but we were glad that he was able to live out his last days
comfortably in a hospice," said Madam Qiu, 58.
He could do so because of a little known benefit under Great Eastern's Total Health plan. Since
2013, its policyholders can claim up to $300 a day for hospice stays. Great Eastern is the only
insurer to offer such a benefit under an Integrated Shield plan.
"Some patients are stuck in hospital because their insurance plans do not cover care at a
hospice," said Dr Cynthia Goh, senior consultant at the National Cancer Centre Singapore and
chair of the Asia Pacific Hospice Palliative Care Network.
"Insurance firms here still have not realised that better care can be obtained at a hospice at a
fraction of the cost of the hospital," she added. It costs about $200 to $300 a day for a patient to
stay in a hospice.
The Government has raised the Medisave withdrawal limits for palliative care from January. The
daily limit now is $200, up from $160 and the lifetime limit for home palliative care is $2,500, up
from $1,500.
For patients with terminal illnesses, there is no restriction on the amount they can use from
their Medisave accounts.
Janice Tai
